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Direct auto insurance reviews are based on written customer reviews. The rating is determined using an algorithm that analyzes several returns from an independent community of insurance customers:

Direct Auto Insurance Make Payment

The algorithm also takes into account the percentage of customers who say direct car insurance is good and the percentage of customers who say the company could do better.

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Direct car insurance covers not only legal requirements, but also car insurance to protect against physical damage. Discounts are offered that can lower your previously low-cost insurance even further. Direct Auto Insurance is a service-oriented company committed to its customers, regulators and society through education, technology and financial sustainability.

Auto Insurance Direct sells auto insurance in 1 state. See what Direct Auto Insurance sells below and click the link to see how Direct Auto Insurance compares to other major companies in that state.

Our mission goes beyond providing the lowest price and the lowest price. For our policyholders, we strive to provide quality, affordable, easy-to-understand insurance for working men and women. At Direct Auto, we understand our unique customer base and have built a team of professionals who go above and beyond our promise to serve them better. We work with the best independent agents we can find and are committed to protecting those who trust us with their insurance.

You can read instant car insurance reviews about the company. Or share your experience with our community by writing an instant auto insurance review. Court dismisses lawsuit in policy rescission case after state court collapse after car is stolen.

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A man who claims a discount auto insurer sold him policies he never wanted to pay for will have another chance in court after a state appeals panel overturned a ruling against the insurer.

Michael Bradley sued his car insurance company after the insurance company refused to cover his claim. Bradley said his car was dropped by the homeowner’s daughter and her boyfriend, who took the keys and drove away. Direct Auto said the claim failed because Bradley never said he had a second vehicle at his home, which the company cited as a “material misrepresentation.”

On the insurance application, Bradley asked if there were any other vehicles in his “house,” meaning his immediate family. The second vehicle in the residence belongs to the owner. At worst, he said, the error was a misunderstanding and should not cancel the message.

Bradley filed a lawsuit against Direct Auto, alleging violations of the Consumer Fraud Act. He said the insurance coverage was “an illusion because they never intended to pay the claims” and targeted low-income customers who could not fight the company in court.

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In its motion for summary judgment, Direct Auto argued that Bradley’s policy was properly canceled — and that the policy would not have paid if it had been “negligibly canceled” because it did not cover losses “due to theft” unless the ‘Vehicle was hot.

The district court denied the motion, finding that it was a matter of material fact whether Bradley knowingly lied or materially affected the insured’s risk.

Direct Auto won its second motion for summary judgment, arguing that it thoroughly investigated the claim and did not misrepresent Bradley because it issues policies through dealers, not consumers.

But on appeal, a three-judge panel of the Illinois Second Circuit Court of Appeals agreed with Bradley. Kane County Judge James Murphy said the ruling was premature because significant questions remained about whether Bradley’s policy was properly canceled or whether Direct Auto’s conduct was unfair under the Consumer Fraud Act.

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Bradley claims that the insurer’s unfair behavior includes a transparent inspection of insurers; Hiring private investigators to interview policyholders in search of information that could invalidate their policies; Requiring policyholders to sign an affidavit without telling them that the documents could be grounds for canceling the claim; Lack of awareness about the status of policy demands; and the voiding policy is based on “immaterial error statements such as failure to list the homeowner’s vehicle.”

“We review all of Direct Auto’s arguments, but recognize that the decision to cancel Bradley’s policy was erroneous and note that the district court erred in basing its reasoning on “an immaterial argument.”

Appellate judges George Bridges, Donald C. Hudson and Mary S. Shostok remanded the case to the district court for further proceedings. The order was written by Justice Bridges. The order was issued as an unpublished order pursuant to Supreme Court Order 23, which restricts its use except in limited circumstances.

Illinois Supreme Court • Illinois Second Circuit Court of Appeals • Live Auto • Kane County Circuit Court

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State Supreme Court: Cook County cannot block information on whether Stroger Hospital reports gunshot victims to police NASHVILLE, Tenn., Nov. 14, 2016 // Go) Posted by Direct Auto & Life Insurance for the fourth year back. Anyone can enter their local Direct General store or visit between November 21 and December 17 for a chance to win a giant, six-foot giant stocking filled with toys.

“We love being part of the community,” said Ann David, chief marketing officer of Direct. That’s what really inspired Stocking Go-Go. We wanted to find a nice way to give back to the people in our communities during the holiday season. “

Here’s where Take One, Give One comes in: for every raffle winner, Direct Way or another local charity will donate a huge raffle filled with toys. Between contest winners and donation recipients, the insurance provider will donate more than 800 giant socks to this year’s contest.

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The charity part of Go-Go’s stocking is really special,” she said. “We are excited to work with United Way this year to make a difference in the lives of some deserving families this holiday season by filling them with toys. Stocking at our service location.”

Visitors to participating direct stores have an additional opportunity to purchase holiday home merchandise during the event. Visitors to last-supply, free, no-obligation stores will receive a smaller portion of the toys.

Direct customers who prefer to shop by phone can call 1-877-GO-DIRECT and win a $250 gift card at the Stocking Go-Go event.

Headquartered in Nashville, Tennessee, Direct General Corporation is a financial services company whose principal businesses are providing non-standard personal auto insurance, life insurance and other consumer products and services on a direct basis primarily in the southeastern United States. With more than $500 million in annual revenue, the company sells its products and services under the Direct Auto & Life Insurance brand through more than 400 retail locations, call centers and the Internet.

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