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Insurance From Post Office – Postal Life Insurance In Hindi || Postal Life Insurance Program || Benefits, Features, Eligibility of PLI Policy | Postal Service Low premiums

In this video, we have detailed information about Post Office Life Insurance Plans, also known as Post Office Life Insurance or PLI. We have explained the benefits of PLI, PLI eligibility, postal life insurance benefits and tax benefits associated with these policies. Official Website-

Insurance From Post Office

Postal Service Life Insurance (PLI) was introduced on February 1, 1884. It started as a utility program for the benefit of postal workers and was later extended to the employees of the Bureau of Electricity. Reported in 1888. In 1894, PLI covered women’s former P&T Bureau employees at a time when no other insurance company covered women’s lives. It is the oldest life insurance company in the country.

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Over the years, PLI has grown significantly from a few hundred contracts in 1884 to 46 Lakh contracts as on March 31, 2017. At present, the central and state governments, state and central public sector companies, universities, government-aided educational institutions, nationalized banks, local bodies, autonomous bodies, government/PSUs with at least 10% shareholding, joint ventures, credit cooperative societies, etc. m. . PLI also applies to officers and employees of the Defense Services and Armed Forces.

Apart from individual policies, the General Department of Posts and Telecommunications Life Insurance administers a group insurance program for the additional employees of the department, namely Gramin Dak Sewaks (EDAGIS-1992 and GDSGIS-2010) of the Ministry of Posts.

Rural Postal Life Insurance (RPLI) was launched on the recommendation of the Official Commission on Insurance Sector Reforms (Malhotra Group). The board said that in 1993, only 22% of the insured population in the country was insured and life insurance funds accounted for only 10% of total household savings. The Committee observed:

Officers of Credit Unions and other Co-operative Societies registered with the Government under the Co-operative Societies Act and partially or fully funded by the Central / State Government / RBI / SBI / National Bank / NABARD and other bodies notified by the Government

Post Office Insurance Policy

University officials National Assessment and Accreditation Council, All India Council for Technical Education, Medical Council of India. Levels etc. is considered an educational institution accredited by recognized organizations such as

Employees (Teaching/Non-Teaching Staff) etc. of all Private Educational Institutions/Schools/Colleges. to accredited boards of secondary/higher education (accredited by Central/State Govt.) eg CBSE, ICSE, State Board, Open School etc. .

Doctors (Doctors doing Post Graduate through any Govt Hospital/Private Hospital, Permanent Resident Doctors in any Govt Hospital/Private Hospital etc.), Engineer (including Master/Post Graduate Engineer who passed GATE Entrance Test), Counselor management consultant, Chartered Accountant with Institute of Chartered Accountants of India, Architect, Advocate registered with Council of India/State, Banker working in National Bank and Associated Banks, Foreign Banks, Regional Rural Banks, Scheduled Private Sector Banks etc. commercial banks Home important important paper IP 1 Products and postal service | India Postal Products and Services | Postal Products and Services -PLI / SB / RD / SSA / PPF / NSC / KVP / SCSS / MIS / APY / PMSBY / PMJJBY

• Irreparable liabilities (debts) in the event of the insured’s unfortunate death.

Post Office Life Insurance Scheme

• Postal Life Insurance (PLI) was introduced on 1 February 1884. This was done by the then Director General of the Post Office, Mr. F.R. It was a State Insurance program administered by Hog in 1881 as a welfare program for the benefit of postal workers

• In 1894, PLI was extended to women employees of the P&T Department at a time when no other insurance company covered women’s lives.

Bonus Bonuses – Guaranteed ten thousand – 5,200 p.a. EA (Santhosh) and ugugal Suraksha and Child Policy and – 4700 p.a. speculative grants (reimbursement – Sumangal) and 7,600 p.a. Life Insurance (Suraksha)

Premium Payment – ​​a) Payroll b) Cash Payment at Post Office c) Online Payment through Debit/Credit Card d) ECS Facility

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▪ Age – 19-55 years Maturity (age to stop payment) EA-35 / EA-40 / EA-45 / EA-50 / EA-55 / EA-58 / EA-60

• 10%/50% refund of monthly payment when you pay before 6/12 months of YS contract Uncertainty is an inevitable part of life, it can happen at any time. Therefore, everyone should consider getting a life insurance policy for their family’s guaranteed future. Because it will help ease the burden in times of uncertainty.

Take for example, Mahesh is a professional engineer working in a government agency and has no financial obligations other than his own needs. He learned the importance of life insurance and decided to purchase a new policy. However, Mahesh doesn’t know who to choose for his family once he gets married. Now he has decided to buy an apostle life insurance plan that will benefit his family in case of his sudden death.

Pli Calendar 2022

Also, the spouse does not need to depend on others for the children’s education and other things.

Although there are several insurance plans in the market, not all are created equal. Postal life insurance is the best insurance that gives peace of mind to government employees from uncertainties and other challenges.

Postal Life Insurance (PLI) is available in Government Institutions, Public Sector, Educational Institutions, Banks, Autonomous Organizations, Local Authorities, Co-operative Society etc. is a scheme of Government of India for working people. The maximum amount under this scheme is $50 million and government officials can guarantee income above the award amount.

There are different types of Post Office life insurance plans. However, the best postal life insurance (PLI) plans for government employees include:

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This policy is suitable for government employees. The minimum age to participate in this program is 19 years and the maximum age is 55 years. It offers the policyholder a guaranteed deposit with accumulated bonuses. In addition, the policy holder can convert the plan into a funded policy after the completion of one year. On the other hand, a medical examination is required when purchasing this package. Politicians can apply for the loan after four years. However, they will not receive any bonus after taking the loan. The minimum sum assured in this plan is Rs. 20,000 and politicians should check the details from various sources when they want to buy a new one.

Under this plan, the policy holder gets an assured amount and the bonus amount till he reaches the specified age i.e. 35, 40, 45, 50, 55, 58 and 60 years. In case of death of the insured, the nominee will get the full sum assured along with the calculated bonus. The minimum age to participate in this scheme is 19 years and the maximum age is 55 years. The minimum sum assured is $20,000 and the maximum under this scheme is $50,000. Lending facility, 3 years secured financing plan also has 3 years surrender benefit.

This policy also provides policyholders with guaranteed deposit with settlement bonuses. Also, he can convert the same policy into a grant policy after 5 policies. The policy can be canceled at the end of three years. The insurance company considers this policy to be a lifetime guarantee if it cannot be changed. Civil servants should read the terms and conditions carefully before opting for this package. This, in turn, provides the means to make sound investment decisions.

Affordable financing guarantee is a money-back policy for people who want to receive recurring interest. It offers an environment of around 15 years to 20 years allowing politicians to earn good profits. However, the policyholder should know what benefits are covered after opting for a long-term plan. A 15-year policy allows policyholders to guarantee cumulative bonuses of 20% to 40% after completion of six years, nine years and twelve years each. Similarly, the 20-year plan offers a bonus of 20% each on completion of eight years, twelve years and sixteen years.

Postal Life Insurance (pli) In Hindi

Joint life insurance covers both spouses and can cover family members as well. Any partner who is a government employee can avail this plan. The minimum term of the contract is 5 years and the maximum is 20 years. The minimum age to participate in this scheme is 21 years and the maximum age is 45 years. Policyholders will receive a corresponding bonus in a reduced amount after opting out of the plan. On the other hand, if the policy is surrendered before 5 years, the bonus cannot be availed. Therefore, you should know the features and details of the life insurance plan while buying the policy.

The policy provides $1,000,000 coverage for the insured’s children. Three thousand. Two children between the ages of 5 and 20 can participate in this program. At the same time the policy holder should not reach

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